Appraisal services for Elizabethtown and Hardin County homeownersThe top seven reasons Kentucky homeowners order from Pierce Appraisal Services, LLC:
At Pierce Appraisal Services, LLC, we understand the unique needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Pierce Appraisal Services, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.Challenge Hardin County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a region that is going down or is not appreciating as much as other homes nearby. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal from Pierce Appraisal Services, LLC is your strongest weapon when challenging your property tax assessment.Appraisals to cancel PMIA popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. Pierce Appraisal Services, LLC is experienced in helping customers just like you do away with unnecessary PMI insurance.HELOC recently frozen?If your house is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Pierce Appraisal Services, LLC can help you reinstate your HELOC.We Provide Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would prefer to have an expert double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Pierce Appraisal Services, LLC can help you with that. Although most appraisal reviews are requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion. |
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